For about 6 months in university, I quad-booted Linux, Windows, BeOS, and QNX. I remember regularly waking up and finding that my BeOS ethernet driver had crashed overnight. The fix was clicking "Ok" to restart the driver. Of course it would be nice to have a better ethernet drier, but it was nice that a driver crash didn't bring down the system.
Conversely, I have a corrupted CD-R that causes kernel panics in Win2k, and circa 2004 releases of Linux and OS X. At least drivers for consumer printers, ISO 9660, and CD/DVD drives should be in userspace, even on hybrid/monolithic kernel systems. These aren't performance-critical devices.
A hard realtime microkernel should give you the isolation abilities of a hypervisor with overhead near that of LXC containers. For applications like HFT, you could make one of your ethernet cards use a driver that's a library running inside your performance-critical application, giving you performance near that of running your code in-kernel. I'm hoping the current containerization push brings more attention to microkernel research.