I will look into this, thank you very much.
I'm not well versed in finance, etc. so this will be a good real-world crash course :P
I'm not well versed in finance, etc. so this will be a good real-world crash course :P
But this is very important, if you get a loan secured by equity in your house, you can lose your house if you don't pay it back. So check the loan terms carefully. Given that professional painters will generally paint the place for much less than $10,000 you should be able to do this. Also you should be able to talk to the city and show them proof that you're in the process of getting the house painted and they should be willing to give you extra time.
Welcome to adulthood, parts of it really suck.
Unfortunately, lead paint remediation will almost certainly cost more than $10,000 unless it's a tiny house. You can find unlicensed operations that will charge less, but then you risk the very large fines for hiring an unlicensed operation for hazardous lead paint remediation. I wouldn't risk it since the city is already looking into the situation.
But I do agree that you should be able to get an extension if you can show a good faith effort at addressing the problem, unless your city health department is totally unreasonable (always possible, I suppose).