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From your statement, it doesn't seem like you want to "start" a company. My best advice is to angel invest in a company that can use your expertise. A good place to start is YC Demo days. DONT QUIT YOUR JOB!

My question for you: is 12k pretax, if it is how much do you save per month?

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Hi JS,

Why do you think I dont want to start a company. I really do and it "seems" like the fact I cant work full time on it is making it hard for me to create a winner product.

I've never really calculated how much I save. I'd probably have a lot more if I didnt have any hobbies and hadnt partied so much in my younger days.

He doesn't have enough assets or income to be an accredited investor.

http://en.wikipedia.org/wiki/Accredited_investor

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