Show HN: Where does our money go?

I've been using this sheet once or twice a year for over a decade now, as it does one simple job really well - it takes expenses and income with differing frequencies, and converts them all to the same monthly rate so they're more easily comparable.

I've also used it for planning what I needed to buy a house, and the impact this would have on my monthly surplus/deficit.

This is by no means and example of great spreadsheet programming, but it's useful, it works, and it's easy. Feel free to copy, modify, and share further.