It's ages since I've seen it used in the UK, although not 10 years. More like three or four.
(The redirect sometimes happens, but it's automatically approved.)
(The redirect sometimes happens, but it's automatically approved.)
It sends a text to my mobile for me to plug into the form to approve the txn -- thus, not like phishing in this case. But for a while this was a real nightmare because my mobile number changed, and I couldn't figure out how to convince my bank to store the new number (it turned out after many months and phone calls I was sending the requisite paper form to the wrong address for my type of account...).