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> Realize that you are basically lending money in unsecured loans, so I wouldn't let this become a huge part of your overall assets.

Great point, thanks for underscoring that. 8% definitely beats the 1.5% I'm getting in a CD. Thanks!

If you are just starting to dip your toes into world of investing I recommend: http://www.mrmoneymustache.com/2013/02/22/getting-rich-from-...

I wouldn't consider p2p lending comparable to CD's. Their risk profile is completely different. I would think of them more like penny stocks.