My food budget is 3 times your food budget.
My housing is 3 times your housing budget.
My student loans are $200/month.
My car payment is 300/month.
Income tax rate 9%.
Sales tax: 0
Medical insurance: $8000/year
Auto (and other) insurance: 1200/year
My housing is 3 times your housing budget.
My student loans are $200/month.
My car payment is 300/month.
Income tax rate 9%.
Sales tax: 0
Medical insurance: $8000/year
Auto (and other) insurance: 1200/year
What I do have an issue with is "if you can't save x amount per month, you're living beyond your means". It's not that black and white. My trust fund question was legitimate. I also think that if you have a support system behind you (i.e. parents you could ultimately live with if you couldn't find work), it makes taking a year off with very little income, much more likely....as does, having a trust fund backing you up.