I have a wife who is in college full-time, 3 children that live with me (2 that do not)...that eats up (pun intended) my food budget. My rent on a 3 bedroom apartment is $1400/month and I had to sign a 14 month lease to get that (after already living here for over a year). They wanted to raise our rent $300/month if I didn't sign the 14 month lease.

I pay for health insurance out of my own pocket, which is over 8000/year.