As tech workers we're a bit more privileged in that we have access to salaries and opportunities that a lot of America doesn't have.
Less than 6 years ago I was very much in that 62% category as high cost of living was eating into our combined paycheck pretty heavily.
With regards to savings and lack thereof, regardless of salary. Far too many people excuse themselves from budgeting because they believe they are stretched too far to benefit. Yet the primary benefit of a budget is to understand where all your money is going, from major bills to day to day expenses; which can be a simple as that morning coffee or a pack of gum.
Knowing where your money is going is the first step to getting yourself out of debt and a bad situation.
Personally I'd fall into that category, I put all my money in checking since the interest is so poor in savings accounts I'd rather see that money go to some retirement fund or investment than see it get so little return in interest and restrict how much money I can take out of the account at any given time.
Almost hard to believe, to be completely honest -- but I might just be around the right group of people?