Or if your friend is renovating his house and does a search for new cabinets, you'll see cabinets show up in your ads. And you won't think anything about it until you talk to your friend about his renovations. Then you get home, and your FB is full of renovation ads.
Never attribute to malice or competence (voice fingerprinting for ad targeting )what can adequately be explained by a stupid algorithm ("my friends and I must like the same things" ad targeting).