The companies I have to deal with for my loan for the most part are absolutely disgusting. Two out of three do not allow me to setup recurring payments and do not send email reminders before payment is due. They only let me set up scheduled payments two months in an advance. To keep a rhythm I try to pay every month at the same time, however the worst company does not count those monthly payments against what is owed every 3 months on a random day. Theres no email reminders but if I'm a day late I immediately get an email saying how much I owe and how much extra I have to pay now.