My broadband has no quota, my 4g mobile plan has no quota.
My home in London, UK has Plex, and when I'm in the US on business I stream movies to my mobile.
This all costs me nothing more than my standard broadband contract (GBP 30 per month for 150Mbps connection) and my mobile contract (GBP 15 per month for unlimited 4g in lots of countries).
I do rip my DVDs, but I also stream them so I don't have to choose in advance, transfer files, etc.