An important meta-idea that encapsulates all of this is remember to solve your business problems as your first priority, and implement technology in service to that goal first and foremost.
It's far too easy to put various technology decisions in the driver seat, ahead of the business problems. This leads to all kinds of anti-patterns over the years. For example, I saw software development organizations destroy themselves trying to do 100% pure UML-first software using Oracle's Designer/2000 and Developer/2000 tools, because that was just the "right" way to do things. I've seen organizations destroy themselves in the morass of trying to do things with Enterprise Java Beans (EJB) because it was just the right way to do things. I've seen companies spend 10x more time getting their automated build processes and super duper full test coverage going than they spend trying to actually write software.
And I've seen companies navel-gaze over their processes and methodologies and buzzword compliance far more than they worry about meeting the needs of their customers. If you've ever worked for a company with a 15 year history of ironclad determination to use all of Microsoft's latest preferred data access methodologies, then you have first-hand knowledge of another example of this.
I'm not saying microservice architecture is a worthless fad, but I am saying that putting your business needs into the done-basket absolutely must be the first priority; never lose sight of it. I'm all for being wary of technical debt, but "technical debt" isn't nearly as dangerous as whatever you call that contagious illness that infects developers and makes them put architecture before business needs.