You have no recourse if they screw you (e.g., by suspending your account and keeping your money for 180 days).
Unlike a bank they will terminate your PayPal account if your store lists items they find objectionable, such as anything related to firearms.
http://www.keepandbeararms.com/information/XcIBViewItem.asp?...
See the recently launched GunPal for a response to this.
http://en.wikipedia.org/wiki/GunPal
PayPal might not be evil, but they are certainly not operating with your best interests at heart, and -- unlike a bank -- they aren't regulated.