Did more research - it seems like this article is wrong about fraud liability (in addition to QR tokenization). There are plenty of things wrong with CurrentC, no need to make stuff up...
To further protect CurrentC™ consumers, our zero-liability policy protects consumers in the event unauthorized or fraudulent charges are made to their checking account as a result of unauthorized ACH transactions processed through BIM.
http://finance.yahoo.com/news/mcx-adds-bim-guaranteed-ach-17...