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When I was in college, I never locked my POS car because I figured there was nothing worth taking in it. One night some kids got in it and took everything that wasn't nailed down - absolutely nothing worth anything to anyone else, but stuff that cost me a lot of time and irritation.

I always lock my car now, and I wouldn't ever fail to lock my house either. Not putting up that minimum barrier is just foolhardy.

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Car lock can be easily destroyed. Locking your car when you have nothing valuable inside may cost you the lock. That was in the case of my friend. Also possibly window if interested party has just a stone on him.

Maybe. In my case, it would have definitely made the miscreants move on to the next car. At least if the offender breaks something, insurance will pay for it (if you have insurance), and you have something concrete to file a police report on.

Insurance will pay and raise your insurance premium because you become higher risk person.

The only difference is that now you have to pay for a busted side window for somebody to find out that there is no meter change in the ashtray

Some people are going to be bent on stealing enough that not much is going to stop them. A locked door will stop some people; an unlocked door will stop no one.

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