Which is the key point. In Africa mobile payments have done more to boost the economy than almost anything else.

Arguably PayPal has done the same thing, but so many people have bad experiences with PayPal there would be a lot of love for a good alternative.

And of course it would lead to more Apple device lock-in. Tim Cook isn't going to hate that idea.

Maybe we should just sell the entire economy and everything in it to Apple and be done with it?