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All of the new chip cards in the US I've read about are signature only. It was decided that the US consumer would dislike the added complication of needing to use PIN.

I'd like a chip card that requires a PIN (and that is accepted widely in the US) because such a card would make unauthorized charges less likely after the card is lost or stolen, but was not able to find one.

I have a US chip card where I've set a PIN for transaction purposes, so it's not signature only, but it'll still accept both. That said, all of the chip card readers that I've used (few and far between still...) seem to have been configured for signature only, so I haven't been prompted for my PIN yet.

Thanks for clarifying. I agree that my "signature only" was inaccurate.

The system in the US is not chip-and-PIN, it's chip-and-signature.

Incorrect. The new cards are chip and signature. No pin involved.

Debit cards are chip and pin now, granted