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If you choose to serve out your sentence in full do you still have to go through all these different fees and classes?

Do all felons have to have SR-22 insurance or only those convicted of vehicle offences?

You can choose to serve the full sentence, and you would not have all of the fees, but you would still have some...like reimbursement of court costs. You're also subject to some classes. Drug offenders, in some states, have to take classes if they want their driver's license back. (even if the offense was not vehicle related in any way).

It's also not a trivial trade-off. Varies by state, but in Texas, for example, you could be choosing between 2.5 years + probation or 5 full years.

Not all felons need SR-22 insurance, but many whose offenses were NOT vehicle related have to have it. Drug convictions, for example, even if it had nothing at all to do with a vehicle.

To answer your question regarding SR-22 for all felons, I did not (in fact my insurance went down twice while I was on probation for a year). Unless there is some mitigating circumstance, I think that would only be limited to vehicle offenses.

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