>you end up with a ton of spam on your statements

We think we can avoid that. It's going to be hard to get it right all the time but over time we should be able to learn which transactions settle for amounts less than or greater than the author amount and show these in an appropriate way.

Could you explain what problems you have consolidating your bills with credit card statement - I'm not sure how number26 do it but after 48hrs our statement should be the same as if we didn't show you the auths.