I am absolutely stunned by the percentage delinquency for these loans. After going through the site for a while, I can't find a single loan that has been defaulted or delayed.

I don't understand why a paraguayan store owner would need $1075 to stock her store (http://www.kiva.org/app.php?page=businesses&action=about...), but it certainly seems like these kinds of investments are kick-starting entrepreneurial activity in places where it was traditionally impossible or exceedingly difficult.

I think Kiva is my favorite new business because it truly does raise the social welfare of the world while also being a startup.