It absolutely could have changed since I've used it. I'm hearing you might not need an "account" any more but you still need the app and/or some kind of quick verification? Probably worth checking out again.
In either case, I like that with Wallet you don't even need an app.
Don't need an app either. Can all be done in a browser.
Well that's great news. It wasn't always that way. I'm glad to hear it is.