What is the value of that extra-work to make commits "nice"?
It makes everything related to the history fun: merges, blames, sending around and applying patches or even just browsing the history.
But it's not just the aspect of fun: Having a clean history where each commit does one thing and only one thing saves you huge amounts of work when you are trying to find a bug in the code or when you are trying to understand a change another person made.
I can't provide numbers but it's my gut-feeling that 5 minutes of additional work while commiting can easily amount to 30 minutes of effort saved later on - at least for the person having to sort through the history doing merges or changelog updates - which in this case happens to be me.
Of couse I got really quick at commiting even huge amounts of work in the form of really small localized patches - it took me months though to get quick and error-free), so what takes me 5 minutes might take a beginner to the concept of the git index 30 minutes or more - but this is just the same with all new concepts of development that you are learning.
I would never want to go back to the ugly world that is the mashing-stuff-together that is subversion for example. I even get an uneasy feeling the rare times I do a "git commit -a".