To constructively disagree, though: I keep backups. I have a Synology NAS device that I really like. But for your average person, I have to wonder - are their digital photos really safer on their laptop than they are on Facebook? Facebook is a fairly stable company. Laptops are lost, stolen, and damaged all the time. Files are accidentally deleted. People get viruses. People forget the password to their full drive encryption. When Facebook does bite the dust, it's hard to imagine that data just disappearing - it's incredibly valuable, and in the worst case, someone would buy it just to sell it back to people. Not ideal, but it isn't lost, and you had free storage for several years anyway.