Agreed, and the video in the article had some advice that needs updated. What 20-year old is going to spend less because their credit card is frozen in a block of ice? I don't touch mine that often. There are so many ways to pay, service that already have the card number. It isn't a bad idea, just a bit out of date. I think I could freeze mine for most of the month and not change anything and I don't use cash.

Yeah, looking at their graph: "Why are you retiring?" "Because I'm retired." Thanks!

Especially since the number jumped from 1% to 2%, and even assuming that's a significant difference it still deserves a lot more qualifiers.