Most Americans are one paycheck away from the street
marketwatch.com
marketwatch.com
I think it's going to be pretty hard for these (majority of) people to do much with their lives other than struggle as hard as they can to hang on to what little they have. I doubt they have so much time to spare for "being alive" or creativity, or starting new businesses. I expect that most of these people are being worked to death by the stress of the situation, also.
If the stats are this bad, it means we're in a nation of wage slaves who couldn't possibly consider leaving behind whatever income source they have, even temporarily. This is what our society has been engineered for. Meanwhile, billionaires are richer than ever and don't seem to agree with changing things.
There will be violence if things get worse for large populations of people.
Sounds like we've got to do something about this economic inequality, eh?
The majority of elected representatives will not dare alienate their biggest sources of campaign funding as it will mean they won't get re-elected during the next election cycle. I suppose that there are some congressmen and senators which have the financial resources to avoid this, but they tend also to side with the rich and powerful.
Short of a second constitutional convention, or an article V convention, I don't see this changing any time soon, and both of these types of conventions have pretty good reasons to be avoided as they could end up consolidating the power of the rich and powerful even more.