One idea I had recently was for a similar interaction, but instead of for expenses it would be for every time you "saved" money. So for example, if you were in the super market and saw some $5 cookies and debated buying them. If you decided not to, since you wanted to save that money instead, you'd open then app and quickly enter $5. It would keep a tally of all of the savings you had instead of the expenses, to incentivize that mentality.
You might be able to easily incorporate that already (or I could after signing up) by adding a "Savings" category. But if there are any places where expenses are graphed or totaled it would need to be discounted.
Anyways, congrats and good luck with the launch! I like how clean it feels.