I wanted to post this as a child to @gist's comment, but since there are a lot of comments similar to yours, I'll put it as your child.

>"I've never encountered a problem big enough that would want me to do this and rather than start a company for the hell of it, I've just stayed put"

Fuck[1] those who make you feel bad that way. It is RIDICULOUS that working reasonable hours a week, doing a challenging (or not), but stable job, great benefits, and being rewarded for loyalty is now LOOKED DOWN UPON! Your entire life is not a challenge to see who can push the hardest, 'solve' the most problems, start many companies, etcetera. You should do what makes you happy. Honestly. And if that means starting a company, go for it. If you're not so inclined, don't fret over it.

I have realized that the problems will come to you if you look for them. Like, random ideas. For example, you will see in my comment history that I often suggest ridiculous business ideas as solutions to my problems/something I want. If you want something/aren't satisfied with some kind of stuff, maybe you should work on a solution, and try to sell it to people with problems you faced? You may not make a lot of money, or any profit, but might make yeah happy, and give you the satisfaction of having started something.

In a related note, in one of my previous comments I mention JuJu Dhau, this awesome/incredible yogurt from Bhaktapur, Nepal. If you/anyone wants to start a yogurt business to make that (I'm assuming U.S), I'd be a sleeping/reasonably active partner for a little bit of money. Just throwing ideas out there... : )

1. Does HN have a swearing policy? In either case, I mean in the figurative sense anyway.