I never know what to think of articles like this where the subject matter basically is an example of the opposite. Square probably has some of the worst decision-making amongst peer companies. It had pretty much a monopoly on new age SMB card present credit card processing and has appeared to throw much of that away by deciding to go into all sorts of unrelated businesses. It ceded $5b of market value to Stripe. Has been ridiculously slow to expand internationally and bring out Apple Pay devices. And continues to burn precious resources on unrelated, losing businesses like food delivery. And now SPADE? Serenity now.