Oh, finally. For a couple years, I can't pass authentication of PayPal on my iPhone no matter how I tried. While almost all the credit card and banks are now using fingerprint on iPhone, I need a hardware token device to really get in PayPal on iPhone. According to the rep the logic is I can use my phone number to receive 2 factor text code, then why advertised it.

The new web has been continued puzzled me often prompt to go back to old UI for more details. This is in 2015, decades after online banking started and PayPal is not a government agency. However you put it, it doesn't add up.