Monolith:
* make db call
Microservices:
* send request
* receive request
* process request (equivalent to monolith db call above)
* send response back
* receive response
* decode response
Every single one of these steps needs to be debugged or at least tested every single time. Debugging itself becomes extremely difficult because you have to stop in one program and continue in another. You need a system for mocking data between the apps to reliably reproduce problems and debug them. There are problems that are silent between the two applications. You need to figure out a system for transactions. Or worse, distributed transactions. You have to deal with possibly sending out ridiculously huge amounts of data from app to app over a slow, unreliable network. You have to deal with service discovery. I could go on and on.
Every single one of these things adds complexity. For a small team or uncomplicated infrastructure (or both) this slows down the project immensely. That 25% that I'm quoting is from my current job and it's not overinflated. If you have enough people to handle it and your app is incredibly complex, then I have no doubt that your claims of speeding up development are true. If you're not at that scale/complexity, the opposite is true.