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Comment by mjs | Hacker News Reader

If you connect your card to Apple Pay you get an immediate notification every time your card is charged (might depend on the bank), which is useful for detecting this sort of thing.

Actually I'm not sure why Apple Pay should be necessary--if you have the bank's app installed that should generate notifications on "purchase" as well.

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I only seem to get the notification on the phone if it was a transaction initiated with Apply Pay. I don't get them when just using the contactless card.

(I think 'modern banking with apps and notifications' is what new UK banks like Mondo[1] and Atom[2] are aiming to do)

1: https://getmondo.co.uk/ 2: https://www.atombank.co.uk/

>(I think 'modern banking with apps and notifications' is what new UK banks like Mondo[1] and Atom[2] are aiming to do)

Yep, I'm a customer of https://number26.eu and I often get a push notification about online payments even before I'm redirected back to the merchant's site.

I'm not sure how many UK banks send them. Mine certainly doesn't.

It's also been the slowest to roll out Apple Pay support.

Something I thought was interesting, I have a friend who banks with česká spořitelna, and she gets an SMS for each transaction. Nothing fancy, no app, no 'platform', just .. better banking in eastern europe than in the UK.

The UK has Mondo coming soon (https://getmondo.co.uk/) which looks very promising.

For the Eurozone, there's Number26 (https://number26.eu/). I've been using them. They took a long time to send me their card but overall they're a million times better than any other bank in Europe. (If you want more info, email me)

Google Wallet / Android Pay users are similarly very familiar with the chirp emitted for every transaction.

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