Contact less payments without verification is certanly not "nice stuff" but simply negligently and stupid.
When your in a busy shop getting lunch, or a bar, it saves a significant amount of time and effort.
I guess it is up to each person to answer this question.
The main issue I have with this is that no one gave me a choice : I received my card with this feature turned on and absolutely no way to have a card without it (I asked at the bank).
I really think less is more when it goes about the safety of my money.
Also we have fingerprint scanners on android now. So contactless plus verification is not a issue at all.
Contactless without verification is just lazy. There is really nothing to argue.
At more traditional retail, the cost of going to Target retail store is fifteen minutes rounding up the kids, sitting in the car for thirty minutes round trip, wandering thru parking lots and aisles for a half hour, waiting in line fifteen minutes, after ninety minutes of time a couple seconds at payment are a rounding error. If I'm in a hurry and not willing to invest ninety minutes to buy a frying pan, I can pull my phone out and amazon can deliver it with an investment of perhaps three minutes.
Contactless solves A problem, unfortunately its the wrong problem.
Contactless providers have obviously made the decision that the risk of fraud and the associated costs will be lower than the additional revenue received be encouraging people to use contactless cards more. In contrast to being negligent and stupid, it's actually pretty thoroughly thought-out.
I am so glad nobody looks strange in my country when you pay with cash. Most people do, its efficient, depending on the currency fast enough, has privacy in mind and is as safe as myself.
Obviously the public feels there is a benefit using contactless cards over cash, or we wouldn't be using them.