Yeah I don't think the instructors for the CCW classes I've taken would be very happy with the "shucks I just forgot" explanation. I'm thinking of one instructor in particular (who is also a sheriff's deputy and family friend) who would have probably physically removed me from my chair for suggesting that kind of bullshit.

Carrying requires a different mindset, and that mindset doesn't admit the sort of forgetfulness under consideration here. That's the main reason why I usually don't carry.

And you base your opinion on...?

One clarification request: loaded if revolver, round in chamber otherwise?