It's interesting that homelessness started to become a problem in the 80's around the same time of Reaganism. The US probably needs to become more socialist to solve this but people there tend to equate socialism with statism of the former USSR maybe as right-wing propaganda or a throw back to McCarthyism. Everybody is not a winner in a market fundamentalist society - it's mainly the big guys who win as there are barriers to entry. You need to soften it's edges.