You can turn Buzz off on the bottom of your gmail page and privacy settings can be found at https://www.google.com/accounts/ though I still found it awkward and unintuitive really.
Thanks Google, for storing someone else's credit card for someone else's services on my account, for no reason I can find, other than the obvious 'I didn't realize what account I was signed in with', which seems unlikely because their Google Apps account was created before I ever started working there.
Man, Google's getting more and more confusing. It's a giant labyrinthine maze of data that only they have the time and processing power to sort through.
Not even they have the time and processing power to sort through it.