Someone accidentally steps on the brake pedal while your near a HV line(400V can jump a bit) to one of the two motors? Yikes.
I'm surprised we haven't seen someone killed yet with a few of the battery pack teardowns that's happened.
As for people getting killed, I think the pack is hard enough to get into that people who don't know what they're doing are mostly discouraged before they get to the dangerous part. Maybe.
Besides, a lot of the failures are in low-voltage systems like door handles that are covered by a much shorter warranty than the drivetrain and HV.
But if you haven't cut those loops and you're taking the car apart and haven't isolated things yourself, there's nothing preventing the car from closing those contactors and energizing the high-voltage system while you're elbow-deep in it.
When you step on the brake(with weight in the seat) you can hear the HV contactor engage(it's a soft thunk). In the case of emergency workers there's one of 3 specific places they must cut through in order to close the contact, otherwise the car is live.
I think the chances of some random joe forgetting to safe the system are higher(I'm just doing a door repair, I don't need to safe the system).
People shouldn't be allowed to go under vehicles to repair them. In fact changing a tire with a jack is very dangerous too.
Your car doesn't go from weighing light as a feather to 4000lbs at the speed of light when two pieces of metal that you can't see connect.
There's a reason you should have a healthy respect of high voltage lines, there's no visual indicator that they are energized. At 400V anything that's unshielded will also jump a non-trivial distance.
Admittedly, if completely locked out of the control system, what Tesla is doing may be more effective at blocking the aftermarket. But at some point, someone will just rip out the whole processing unit and replace it with a homegrown solution. The refrain has been "oh, all these sensors and who knows and ...". But the aftermarket keeps getting smarter.
People are starting to learn and there are still a lot of hold outs who believe charging Lithium-ions will burn your boat/RV/car down unless you are super, extra cautious.
Electric cars are easily very lethal just by touching the wrong thing, or accidentally piercing a battery pack.
Do you also watch an old Bakelite valve operated UHF television because Samsung says you can't open up their 70" OLED Flatscreen without voiding the warranty? Valve TVs were always burning out and needing repair. Much like internal combustion engine vehicles.
If its a hobby, sure, buy a '66 Mustang. Otherwise "I buy internal combustion engines and transmissions, rather than electric cars, so that I can save money on repairs and maintenance" seems somewhat problematic.