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The site looks nice and I get the idea, I think the only problem is that I would see this as way to formal with my friends and family. If I pick up dinner with friends, or if I pay his part of the cab fare.. he just buys me dinner or a beer later. This seems too cold and formal for most uses.

Now for something like parents lending to their kids it would make more sense, or formal loans between friends (which is usually a bad idea)

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That's a fair point. Certainly with really close friends, there's always casual transactions that take place.

There are people though that you may not consider really close. While you're happy to pick up the tab and know eventually they might get you back, Piggy Back will help you take the guess work out of it.

I agree, for formal occasions (a pre arranged meal with friends) this is perfect. Though it may be best as an iphone app where the phone can be passed around and everyone deducts their own meal. How do yo u know who ordered what?

For a night out it seems a bit too formal.

My goal would be for people to be able to create debts in any number of simple ways:

* An iPhone/Android/Blackberry app * Tweets * Emails (cc'ing Piggy Back)

Even for a casual night out if you could just snap a picture of the receipt and deal with it later, it could be really useful. Especially, where there's alcohol involved.

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