Unless you sign up for a managed service that claims to include backups or whatever, you are responsible for your own backups. What's controversial about that?
I mean, if you go for a stroll through the roughest neighborhood in town, unarmed, by yourself, at night, and you get mugged, is it wrong to point out that going for that walk was stupid? Saying so doesn't mean the the mugger isn't guilty or that what happened is right in any sense. It's just acknowledging reality.
Yes, this is the textbook example of victim blaming. Placing any amount of blame on the person who is the victim in this situation is saying that they don't have the right to walk down a street and not be mugged. I am admittedly not the best at describing this because up until recently I had the same thought process as you. I would encourage you to find better explanations than what I can offer and be willing to have your beliefs challenged.
Then "victim blaming" is a meaningless concept and we should quit using it. Because if I choose to do something stupid, I do bear some responsibility for the outcome, even if somebody else violates my rights. That doesn't absolve the other party of course, which is my point. That is, you can blame the perpetrator of a crime while also pointing out that the victim could (possibly should) have done things differently.
Placing any amount of blame on the person who is the victim in this situation is saying that they don't have the right to walk down a street and not be mugged.
It isn't "blame" for the actions of the other person. Why wouldn't you point out the stupidity of knowingly putting yourself in a dangerous situation?
You can say a victim is stupid without giving any vindication to the person in the wrong.
Namecheap are saying "be responsible for your backups, but yeah we screwed up on our security policy" - They are seperate things, that the victim here has conflated, but are seperate problems (in regards to namecheaps offering).
In other worlds however, the problem is usually too widespread. You might get a lot of attention, comiseration, etc. but in the end, being reckless goes against survival. People who point this out should not be shushed for pointing out what you need to do to survive.
Its amazing to see that this "victim blaming" mentality is growing in Brazil. Violence here is out of control. You might get mugged/shot/kidnapped for no reason, or not displaying any wealth. Having been kidnapped myself, and chatted with the kidnappers, they do look for signs of wealth before pouncing. Therefore, yes, the victim does has an ounce of control over their risk and it's not wrong to point that out.
It does not solve violence, and attackers will just look for other victims regardless of their reward estimate. However, would you tell your children not to not show affluence/vulnerability in shady places just because you don't want to "victim blame"?
Also, it's stated in the knowledgebase that it is advisable to set up server backups of your own if you do not have a managed server: https://www.namecheap.com/support/knowledgebase/article.aspx...