> This doesn't apply only to expensive universities.
In order for a university to saddle students with crushing debt, it must almost certainly be both a.) expensive b.) unhelpful for career prospects. This points to private liberal-arts colleges and for-profit diploma mills (though the latter are a lesser part of the problem; they are cheaper and enroll nearly 40% fewer students [1]).
> More to the point: "the law" clearly says that you don't have to pay your loans if you're disabled.
I'm not suggesting the law is being violated. What's offensive is that borrowers are being encouraged to default, _regardless of delinquency status_; the majority are current on their loans! The administration is actively seeking to maximize loss to the taxpayer.