Audacious plan? That would be getting their 1.2 Billion people reasonable access to fresh water and indoor plumbing.
Access to sanitary facilities has been one of the prime agendas of Modi's elections and he is delivering on it too.
http://qz.com/505276/narendra-modis-most-popular-move-so-far...
I don't think the deployment of yet another digital payment method that allows for the highly centralized storage of personal information, in a country that does not yet have enough toilets (yes, there is an initiative under way) or reasonable access to fresh water, qualifies as audacious.
I suppose I may have pulled up short on the Audacity Scale by copping low with sewage and water, instead of mentioning crime and air pollution.
Of course, YMMV.