It's a disgusting ruse. I don't care if they were going to give me $300/yr, my privacy is worth more than that.
It's a disgusting ruse. I don't care if they were going to give me $300/yr, my privacy is worth more than that.
Thanks for the insight, but is there any empirical evidence here?
I'm sorry but while it's great to encourage that behavior it's not my employer's not my insurance company's business to know these details about my healthcare.
What exactly do you imagine a health insurance company is? Dealing with the details of your healthcare is the entire reason it exists.
Should car insurance companies treat a 16 year old with a WRX and a 45 year old with a Camry as equivalent?
It's really pretty bizarre that we expect people to underwrite our health without any insight into what risks we choose to take with it.
We chose the free market as our approach to health insurance, we could at least make it efficient. Right now a lot of healthy, fit people are paying through the nose to subsidize the privacy of those with sedentary lifestyles.
Edit: Even if you decide not to opt-out of employer provided coverage, you don't have to participate in the wellness program, just as you don't have to participate in the gps tracking.
They may claim they protect the privacy of your information, but recent history has shown that those claims generally aren't worth the electrons they're written with. There will be leaks, and hacks, and all manner of subterfuge.