> "It takes a lot more than a kickstarter campaign to fire up a card program like Osper or GoHenry."

No, it doesn't. At our startup we managed to get on a prepaid program without funding (we are a London based startup). Infact, through negotiation we even got the sign up fees waived.

And, we did all that before we had ANY funding.

> "Give Marqeta a call and check out their fee structure."

We did call Marqeta but they're not yet in the UK. Can't discuss pricing because of the NDA they make you sign but I can tell you that we didn't have to pay anything to Marqeta during development.

But, either way my issue is that they kept blaming their banking partners for the failure of their startup instead of taking an actual critical look at the mistakes they made.