I think "fear and stupidity" is overly simplistic. People overestimate how worthwhile it is to address low-probability, high-consequence threats. Everyone. I know plenty of rational people that rail about terrorism being a low-probability event who would freak out if they saw a pregnant woman have a glass of wine. Or saw a kid playing unattended at a playground. Or someone feeding a kid formula. Or GMOs. Or whatever--almost all of the highly educated people I know have one or more things that they believe to be risky that is not supportable based on hard evidence. It's universal.
Right now the wife and I are in the market for a new toddler-hauler. I want to buy two-years used, and ideally American, but I cannot get over the fact that only a handful of recent models, none American, get a "good" rating in the new IIHS small-offset crash tests. I know that a Ford made in 2015 is perfectly safe, but I'm going to spend a bunch more money on a new 2016 Honda because I'm irrational.