How is this AI? Sounds more like a prediction market?
A swarm is unlike a market and has been shown to outperform. The reason is that a market is sequential, subject to momentum and bubbles. A swarm is parallel, all the participating agents converging on answers in synchrony.
As I understand it, that is why biologists look at swarms as "emergent intelligence" that acts like a super-organism. The UNU technology creates such a system for humans, by enabling the real-time feedback loops artificially.