I invested some time in understanding the syllabus and clearing the ARRL exams. You may want to take it one step at a time.
Also, radio needn't been too expensive. Check out the Baofeng hand held units that retail for about USD 30 on Amazon. These are only for UHF and VHF. For HF (international), you could either use repeaters, or Radio gateways on the Internet, or EchoLink. I use EchoLink on my mobile phone when I'm in countries where I don't have a license to operate.