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This is where convenience trumps security. Virgin Money used to require you to enter your password using an on-screen keyboard, except they REARRANGED THE LAYOUT EVERYTIME YOU USED IT. Thank fuck they eventually got rid of it, but it was such an abject pain in the ass, I cringed everytime I needed to log in to view my details.

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I wouldn't even call it a trade-off between convenience and security, because there is no security gained. This is a trade-off between convenience and stupidity. If someone suspects that a keylogger is there, the entire computer should be assumed to be compromised. Trying to guess the capabilities of the keylogger and working around them is ludicrous.

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