So while the Norwegian model is a valid option - it does not save the UK a single Euro.
I did also read the Telegraph's article about Michael Burrage's book on this [0] which said something similar, however I trust their ability to report less than the ASI:
> Our free access is not free access at all. Arguing for the single
> market on the grounds that you can avoid a 3 per cent tariff
> by actually paying 7 per cent fee is mis-selling on a scale
> that dwarfs the PPI scandal.