I'd advise against taking on any debt in your own name- It's a very tempting offer, particularly if you have good credit coming out of school, but it will mean that if the business does go south for whatever reason, even if it is outside your control, you may be paying it off for decades.

Instead, build something that can raise profits immediately, and start building from there. That will help to keep you focused on what your revenue stream can support- Borrowed money allows you to have unrealistic ideas, and overspend too quickly.