There are some simple fixes to people's issues. 1) Charge more for everything 2) If you cannot get a good deal, then leave. 3) Stop playing games where you sacrifice yourself trying to compete against people who sacrifice very little but have much. These billionaires are flippant about these things because it cost them nothing (personally) to get the wealth. When you make $64M a year, a $4M condo is nothing. But when a paralegal and a plumber scrimp and save to try and compete, it will cost them everything. Better to just move to another city and not play the game. Or charge the billionaire $400 an hour for plumbing.